Privacy Statement
In order to provide you with individualized service, we collect certain nonpublic personal information
(such as your name, address and social security number) about you that you provide on applications or
other forms. We also collect information about your account transactions with us (such as your account
balances and payment history), and information we receive from a consumer reporting agency.
We do not disclose any nonpublic personal information about you to anyone, except as required or permitted
by law. Specifically, we are permitted, and may, disclose information we collect as described above to
companies that perform administrative or marketing services on our behalf, or in order to provide you with
a product or service which you specifically request or which we think may be of interest to you. These
companies will use this information only for the services for which we hired them and are not permitted to
use or share this information for any other purpose.
We restrict access to nonpublic personal information about you to employees who need to know that
information to provide products and services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations to guard your nonpublic personal information.
If you decide at some point to close your account(s), we will continue to adhere to the policies and
procedures described in this notice.
Privacy and the Internet
We recognize and respect your need for privacy and security as you visit our site. When you visit our
site to view any pages or read product information, you do so without telling us who you are and without
revealing any personal information.
However, there are instances where you may elect to provide us with personal information. If you fill out
one of our feedback or request forms or send us email, you are transmitting the information that appears
to you in the form or the message. This will typically include information like your name, mailing address,
email address, the kind of request you are making, and any other information necessary to fulfill your
request. You never transmit personally identifying information that you do not enter yourself and this is
always your option. This information cannot be collected unless you specifically elect to send it to us.
This information is used internally only for the purpose of fulfilling the request or for contacting you
directly and is not given or sold to any organization.
If you use our LSB Online transactional web site, we
will collect additional information from you, such
as user registration information, cookies, and usage
logs. We will use this information only to verify
your identity prior to granting you access to your
account information and to complete your transaction
requests. This information is never shared
with non-affiliated third parties.
We reserve the right to change our privacy policy. A revised policy statement will only apply to data
collected subsequent to its effective date. Any revisions will be posted at least 30 days prior to its
effective date.
We hope you find our website useful and informative and we are always willing to answer questions and
receive suggestions. If you have either, please contact us.
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