LSB’s Best Rate Tool will help you understand the numerous loan rate options available based on your loan-to-value ratio and term of loan. With a better understanding of the options available, you can make a more informed decision regarding which combination of loan-to-value ratio and term of loan would be most advantageous to you.

This calculator is optimized for single family detached and townhome financing. If you are financing a condominium, please note that your actual rate and payment terms may differ from what is presented below. If you plan on financing a condominium, please call us at (630) 852-3710.

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Are you a first time home buyer?

You may qualify for LSB’s First-Time Homebuyer Program with additional benefits like no PMI, no origination fee, no points, & more!

Are you a first time homeowner currently paying PMI?

You may qualify for LSB’s First-Time Homeowner Refinance Program with additional benefits like no PMI, no origination fee, no points & more!

Rates are accurate as of .

Fixed-term mortgage loans are for single-family owner-occupied properties which includes single-family detached homes, townhomes and condominiums. The maximum conventional loan amount is $647,200.

Property insurance is required. Flood insurance may be required. Real estate tax escrow may be required. Payment examples do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Rates are subject to change without notice.

The above rates are for loans within the bank’s market area of DuPage, Will, and Kane Counties. Please call for additional information. All loans are subject to the bank’s underwriting standards.

On-line rates are for informational purposes only. While we make every effort to keep the rates current and accurate, inaccurate rates will not be honored. The Annual Percentage Rate (APR) is based on an estimate of charges you are likely to incur at the closing.  The APR will also vary based on your final loan amount and finance charges. Your actual rate, payment, and costs could be higher. Before application you will receive a loan estimate and before closing you will receive a final closing disclosure.