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Welcome First-Time Homebuyer!

We’re excited to help you with your first home purchase. You can get started right away with our online application.

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Got some questions first? That’s ok, we’re here when you need us!

We know buying a home is a big step. Our mortgage loan officers are here to provide help.

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What Makes Our
First-Time Homebuyer Program a “No-Brainer”?

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No PMI

Avoid the cost of Private Mortgage Insurance (PMI).

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No Origination Fee

Save money…
We waive the $595.00 loan origination fee.

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No Points

While some banks will charge a percentage of the loan amount (i.e. “points”) in additional fees, you won’t find them with LSB.

Testimonial QuotationsI learned a lot from your process, and the support that you and LSB provided us over the last two days was unmatched. Not only were your rates and fees significantly better than the two larger companies I looked at, but you were also less pushy and more patient with my questions.Testimonial Quotations

Adam

First-Time Homebuyer

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Testimonial QuotationsBesides a great interest rate and low closing costs, the true value of the first-time homebuyer program is not requiring private mortgage insurance. This costly, monthly expense is often overlooked and/or misunderstood. Why pay more when you can pay less? That’s a no-brainer.Testimonial Quotations

Eric Renn

Business Development Manager
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